Arcq_gen.exe is a specialized software used for generating the ARQC (Authorization Request Cryptogram) in the context of manipulating cloned EMV (Europay, MasterCard, and Visa) cards. This cryptogram is crucial for validating transactions conducted with cloned chip cards. Here is a detailed description of its functionality:
Key Features:
Key Features:
- Card Key Derivation: Utilizes the issuer's master key to generate a unique key for each cloned card.
- Session Key Derivation: Creates a unique session key for each transaction using the card's key.
- Input Data Preparation: Compiles transaction-specific data, including EMV tags.
- Data Encryption: The input data is encrypted with the session key to produce the ARQC, thereby ensuring the validation of the cloned transaction.